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Direct vs. Independent Agents: What is the Difference?

When shopping for insurance, most people know to start by finding an agent. But what if you don’t know what kind of agent will meet your needs? That’s why it is important to explore the difference between direct agents...

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Advantages of Driver's Education for Young Drivers

According to the Insurance Institute for Highway Safety, teenagers are four times more likely to get into an auto accident than older drivers. Simply put, experience on the road makes a difference. Teenagers lack...

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Team Member Spotlight: Dennisse Caban-Cintron

Have you ever wondered what Team Wren is ACTUALLY like? Maybe you've tried to put a face with the name, or perhaps a personality to the voice you are so used to hearing over the phone? Well, Team Wren Spotlights allow...

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Don't Miss Your Chance to Buy Flood Insurance!

In the insurance world, a “flood” is typically defined as “rising water”. And unfortunately, flooding is excluded from most homeowners insurance policies. To protect yourself from rising waters, you will need a separate...

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What is an Actuary?

From previous articles, we know that insurance companies are accepting certain levels of risk when extending coverage to a client, so certain parameters are put in place to ensure they can cover the costs of any...

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Hurricane Preparedness for Condo Associations

Spring is right around the corner and while we are most likely ready to enjoy warm weather and light breezes, it won’t be too long until we head straight into hurricane season. Floridians are often the envy of many...

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The Truth About "Full Coverage"

The definition of “Full Coverage” can vary depending on what website you look at. Some define it as a combination of Bodily Injury liability, collision, and comprehensive coverage. Others say it’s the state minimum...

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Understanding the Basics of Umbrella Insurance

Most people know that having home and auto insurance is crucial so that you can be protected should an incident occur. But what happens if the incident exceeds the liability limitations of your home or auto policy? This...

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What is an Insurance Adjuster?

Have you ever heard the phrase “it takes a village to settle a claim”? Me neither, but it’s definitely true! There are many different people involved in the insurance process, especially when it comes to processing a...

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Condominium Insurance: Who is Responsible for What?

When insuring a single family home, it is obvious who holds the responsibility for the property. But condominiums, with their entangled mix of public and private spaces, make determining who should be held accountable...

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