Wren Insurance Agency Blog

All You Ever Wanted to Know About Insurance

People First, Professionals Second - Meyers Briggs

A couple weeks ago we published Part I of our “People First, Professionals Second” blog series, which explained why it is of upmost importance to emphasize individual differences we each hold in our cognitive processes...

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People First, Professionals Second - DISC Index

Last week we published Part I of the “People First, Professionals Second” blog series, which discussed the important role that personality plays in the workplace, (if you haven’t read that yet, go check it out!). This...

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People First, Professionals Second - Personality’s Effect on the Workplace

Here at Wren, we strongly believe that each person has been uniquely created for a specific purpose. This same concept applies to the workplace; each employee has been uniquely created and holds a specific purpose...

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Community Highlight - Children's Advocacy Center of Brevard

Team Wren would like to take some time out of each month to highlight special organizations that are doing good in our community. We believe that genuinely caring for those around us is of upmost importance, in and out...

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Staying Ahead of the (Flood) Game

Florida is such an incredible state to live in...that is until flood season arrives. With hurricane season gearing up and storms headed our way, flooding is something that we must always be prepared for. Here are some...

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Team Wren Spotlight -- Brandi!

Have you ever wondered what your account manager is like? Maybe you've tried to put a face with the name, or perhaps a personality to the voice you are so used to hearing over the phone? Well, Team Wren Spotlights allow...

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Could You Use An Umbrella?

Rain seems to be the forecast for many of us in the coming weeks. Some of us are experiencing mild rainstorms or sun showers, while others are experiencing heavy rainfall and extreme...

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Let's Have Safe Celebrations this Fourth of July!

Happy Fourth of July, everyone! This weekend as we observe our independence, many of us will be celebrating with our family and friends. This might include a road trip, a barbeque or two, and let’s not forget the...

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Spring Cleaning Tips

Spring is a time for new beginnings, and cleaning and organization around the house are very popular this time of year. If you’re ready to tackle the monumental spring cleaning chore, read on for some helpful...

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Five Common (and Potentially Costly) Homeowner Mistakes

Owning a home is usually a great experience. But it can also be a hassle, especially when unexpected issues pop up-whether you have a minor breakdown or a major catastrophe, it’s almost certainly going to require time...

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Spooky and Safe Halloween

Every year, we spend time and energy on that perfect costume, but we don’t spend nearly as much time discussing Halloween SAFETY. We hope these tips will help to keep you and your family safe this Halloween. ALWAYS...

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Pool Safety Tips for the Summer

As we welcome the warmer weather, we start venturing into the numerous outdoor activities available. With one of these activities being the refreshing swimming pool right in your back yard, if you are so lucky to have...

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Condos and Statute 718....'Did You Know?'

Did you know the latest amendment of January 1, 2010, is directed at the air conditioning components within condominium building. Did you know the statue now places the association 100% responsible for replacing HVAC...

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What is Animal Liability Insurance?

Animal liability insurance provides you with liability coverage if your dog were to bite/injure another person and they sue you for their injuries. If you do not have animal liability coverage on your homeowners...

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Safety Tips for Teen Drivers

My son is grown already, past the teen years, but I still remember the scary days when he was a teen driver. If you are like me, having an inexperienced driver, or your teen being a passenger who rides with an...

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The 3 Types of Insurance Inspections

The purchase of homeowners insurance can be a daunting task. For many homeowners, part of this process requires that inspections be completed before the insurance can be priced. There are several types of home...

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What Is a "Mitigation Inspection"?

A mitigation inspection, also referred to as a wind mitigation inspection and Uniform Mitigation Verification Inspection form, is to determine the appropriateness of a particular structure's construction in the event...

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Team Member Spotlight: Brandi Moore

The following is an interview with Brandi Moore, one of our Personal Account Managers and the newest member of our team!! How long have you been at Wren Insurance Agency? 2 ½ months Where did you grow up? My...

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Fall Home Maintenance Tips

As we head into slightly cooler weather, this is a great time to do a home checkup. Did you know that your insurance policies do not cover wear and tear or maintenance? It is the homeowner’s responsibility to make sure...

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We Exist To Take Care Of People

In the aftermath of Hurricane Irma, our team at Wren Insurance is reminded of our driving force - our "why" for being in the profession we are. We exist to take care of people. As simple as that sounds, we take it very...

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Benefits of Bundling Your Insurance

For several years, home and auto insurance bundles have been unavailable in Florida. After the 2004-2005 storm season, most of the larger carriers left the homeowners market. After almost fourteen years, that is...

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Certificates of Insurance: Did you know...

A Certificate of Insurance is not the legal equivalent of your policy. It also does not create a contractual relationship between the insurance carrier and the certificate holder. So, if it’s not the legal equivalent...

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Team Member Spotlight: Leislie Hernandez

The following is an interview with Leislie Hernandez, our Commercial Lines Assistant! She has been a great addition to the Wren team! How long have you been at Wren Insurance Agency? I’ve been working at Wren...

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Back To School: Ready or not?

As fall approaches, we notice more changes occur than just the colors of leaves (with the exception of Florida of course!). Fall means your children are returning to school, maybe going off to college, or there may be...

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Summer Safety Travel Tips

We are officially in summer, folks! With the kids being out of school for a couple months, this is the perfect time for family vacations. I wanted to give you some tips to help you build lasting memories safely. First,...

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Team Member Spotlight: Amanda Miller

The following is an interview with our newest team member, Amanda Miller! She has joined our Personal Account Managers. How long have you been at Wren Insurance Agency? 3 months Where did you grow up? Chesapeake,...

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Five Things Every Condominium Association Must Understand About Their Hurricane Deductible

Thanks to Hurricane Matthew, 2016 was the first time in more than 10 years many of us have filed wind storm claims. Some learned their deductibles are more complex than they may have thought! Prior to the early 2000’s,...

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How Does Homeowner's Insurance Value My Property?

The first time you see the value your homeowner’s insurance has placed on your home, it might shock you a little. That’s because the number is probably nowhere near what you paid for your home, or what it is worth on...

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Is Your Homeowner's Insurance Up To Date?

When your insurance agent calculates the estimated cost to replace your home in the event of a claim, they are basing it on the available knowledge they were given regarding the features of your home. This includes...

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Team Member Spotlight: Bekah Preset

The following is an interview with Bekah Preset, one of our Sales Associates! How long have you been at Wren Insurance Agency?Since October, 2015 Where did you grow up? Cocoa FL iPhone or Android? Why? iPhone! I’ve...

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April Showers Bring...Flooding!

We all know the saying, April showers bring May flowers, but what happens when the showers don’t stop? Flooding, that’s what! I like to tell people flooding is considered rising water and can be caused by continuous...

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Do You Need Renter's Insurance? Don't Learn The Hard Way...

Did you know that over 30 percent of housing in the United States is made up of renters? Being a renter myself, I had to learn the importance of Renter’s Insurance the hard way. In 2012 my home was broken into, but...

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How Do YOU Buy Insurance?

Before you buy insurance, it’s important to understand the major ways insurance is sold, then determine which one is right for you. Generally speaking, insurance can be purchased through one of three distribution...

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Everyone Has A Story... Here's Mine!

For me, it all began in 2005 after I graduated the University of Connecticut. After growing up in a small town my entire life, I wanted a change and what better time to start! I decided to move to Florida for the warm...

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How To Compare Auto Insurance Quotes

Shopping around for auto insurance is the best way to make sure you are getting the best deal. But not every agent or insurance company quotes in the same way. When you begin to call around for quotes, it's important to...

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Team Member Spotlight: Lisa Szubielski

The following is an interview with Lisa Szubielski, one of our Personal Account Managers! She is new to the Wren team, and we are so blessed to have her energetic and sweet personality at the agency. How long have you...

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When "The Bare Minimum" Just Isn't Enough

Although states set the minimum requirements that you must carry on your auto policy, in most states the requirements by law are extremely low. The primary reason we buy automobile insurance, both liability and property...

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Team Member Spotlight: Leigh Butler

The following is an interview with Leigh Butler, one of our Personal Account Managers! How long have you been at Wren Insurance Agency? 15 years Where did you grow up? I moved every 2 years as I was a Navy brat. I...

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Burglar-Proof Your Home For The Holidays

Your home is one of your most valuable assets. It is also most vulnerable during the holiday season! This is why you should be sure to take as many precautions to protect your home as you are able. Below are just a few...

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Wishing You A Safe And Happy Thanksgiving!

It’s that time of year again, the holidays are upon us and I don’t know about you, but I am looking forward to every minute of it! As we head into Thanksgiving I just wanted to share some safety tips and statistics that...

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Do You Have Adequate Property Coverage For Your Business?

What do you see when you look around your office? Most likely you see furniture, computers, printers, scanners, copy machines and all other types of electronics and office equipment. If you add it all up to get a rough...

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Team Member Spotlight: Angie Biggs

The following is an interview of Angie Biggs, our Sales Associate! She is new to the team at Wren but not to the insurance world! How long have you been at Wren Insurance Agency?About 9 monthsWhere did you grow up? ...

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What You Need to Know About Water Damage

The typical Homeowners policy (HO3 – Special Form) covers all risks of direct physical loss to your home including water damage but with significant exclusions and limitations. Types of water damage that are likely to...

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Team Member Spotlight: Serena Ray

The following is an interview with Serena Ray, our Personal Lines Director! How long have you been at Wren Insurance Agency? Over 6.5 years!!!! Where did you grow up? Coventry, CT iPhone or Android? Why? iPhone :) It...

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Understanding Your Auto Coverage

Everyone who drives is required by law to carry auto insurance, but when many people look at their policy, they are confused by the coverage types and numbers. Understanding what the terms and numbers on your auto...

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Team Member Spotlight: Tiffany Grundy

The following is an interview with Tiffany Grundy, one of our Personal Account Managers! How long have you been at Wren Insurance Agency? A little over a year Where did you grow up? Brevard County for most of my life...

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How Your Homeowner's Policy Can Protect You From Lawsuits

Most people think of homeowner's insurance as a policy that is there to protect their house and property. Although this is a major feature of a homeowner’s policy, there is another main coverage that comes with most...

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Team Member Spotlight: Sarah Logan

The following is an interview with Sarah Logan, our Commercial Account Executive! How long have you been at Wren Insurance Agency?3 years Where did you grow up? Troy, NY iPhone or Android? Why? Android! Better...

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Why Wren? How Are We Different...

Wren Insurance Agency has two office locations, Viera and Palm Bay. As an agency, we try to ease the insurance process for you with the use of electronic applications, chat features, use of email, internet quote...

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Back To School Safety Tips

As the summer is quickly coming to an end it's time for all of us to prepare for back to school, whether we have children or not! This is also a great time of year to review your home, auto, umbrella, and life insurance...

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Brave The Wave

After a tsunami struck Japan in 2011, we heard a great deal about storm surges and tsunamis. While one is similar to the other, it is important to know the differences between each and how to best prepare for them....

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Different Roof Types and Helpful Tips

There are many types of roof materials out there, but the most common are asphalt shingles, metal, and tile/clay. It is beneficial to know the types of shingles and how you can help extend the life of your existing roof....

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Don't Put Off Buying Flood Insurance. It Could Be Too Late!

August and September are the most active months for tropical storms and hurricanes. In fact, almost 80% of all named-storms develop in these two months. Because of this, I am sometimes asked these two questions: Can I...

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Let Freedom Ring, Not the Sirens

If you are an American, the 4th of July is a special time filled with food, family, friends, and fireworks. My husband gets so giddy on Independence Day and New Years when he can make things blow up. While this provides...

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Do You Need Flood Insurance?

It is almost expected to have flooding near the coasts when storms appear, but did you know that even communities 100 miles inland can be threatened with floods? In fact, inland flooding is considered the most dangerous...

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What To Do When You Have a Claim

Auto Insurance If you’re involved in a car accident, it’s vital that you tell your insurer about it as soon as you can to ensure you don’t invalidate your coverage. After a motor vehicle accident, theft, or fire,...

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How Much Homeowner's Insurance Do I Really Need?

Home insurance is an essential part of home ownership and is a cost usually considered as part of the regular maintenance and protection of your home. If you have a mortgage, it will also be required by your mortgage...

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Common Florida storms and what you should know...

If you live in Florida, there is no doubt that you’ve heard about hurricanes, tropical storms, and tropical depressions, but do you really know what each one is? Here’s a mini tutorial from the NOAA website: Tropical...

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Angie Biggs Joins Wren Insurance Agency

We are excited to welcome Angie Biggs to Wren Insurance Agency! Angie has joined our Personal Lines team as a Sales Associate. Although Angie is new to Wren Insurance, she has 10 years of experience in the insurance...

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Personal Property Special Limits

Homeowner's insurance is commonly thought of as covering the structure of the home, but it also covers your personal possessions inside the home as well. “Coverage C” on your declarations page refers to the amount of...

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We're In It For The Long Haul

We value integrity. I know, I know, you may be thinking, "EVERY business says one of their values is integrity. What makes you any different?" Well, I am glad you asked! Integrity goes beyond our ethics. Vocabulary.com...

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What to Look For When Buying a Home

Buying a home can be super exciting and stressful at the same time, that’s why it is important to know what to look for before you start searching! Make sure you are financially prepared for now and later For most...

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Common Questions Your Agent Will Ask...

When calling around for home insurance proposals your agent will ask general questions. This could include: What is the property address?Is this your primary home?How many bathrooms?Do you have any dogs? If so, what is...

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Review Your Commercial Auto Insurance Needs

If you own a business that requires the use of vehicles for any company activities, you need a commercial auto insurance policy. Commercial insurance policies are designed to protect you against a wide variety of the...

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Is It Time to Review Your Life Insurance Needs?

According to the 2013 LIMRA life insurance study, 85% of people say they need life insurance, but only 44% of people actually have it. This gap indicates that people understand the benefit of having life insurance, but...

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Sarah Logan Interviewed by Independent Agent Magazine

The following is an interview conducted by the Independent Agent Magazine with Sarah Logan, our Commercial Account Executive, about the current D&O insurance market.How did you get started at your agency?I have...

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Is it Valuable to Take the Safe Driver Course?

Should you take the Safe Driver course if you receive a ticket, have an accident, or are over 55 years of age?The answer, unfortunately, is not a simple yes or no, as it depends on the situation. If you receive a ticket...

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Client Reviews for Wren Insurance Agency

We love when our clients offer feedback about their experience with Wren Insurance Agency. We want to say 'thank you' to our valued clients; we love serving you and are thrilled you're happy with us! "I just wanted to...

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What is Uninsured and Underinsured Motorist Coverage?

Uninsured motorist coverage was created to address a critical problem. Although auto liability insurance is required in Florida, approximately one in four Florida drivers may be driving without insurance. Consequently,...

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Commercial General Liability Insurance: How much is ENOUGH?

Most businesses have General Liability insurance, but do you really have a good grasp on just how much coverage is needed? In most cases, increasing your Liability limit or adding an additional Umbrella policy is a must....

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Why Condo and Homeowner Associations should be on NextDoor.com

I was invited by a neighbor to join "NextDoor.com", a social networking site. At first I resisted, as I am already on Facebook, Instagram, LinkedIn, and a number of other sites. Why would I need to be on one more? While...

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Professional Society Recognizes Local Insurance Agent

The Society of Certified Insurance Counselors (CIC) recently honored Kirk Ball, CIC, of Wren Insurance Agency, Palm Bay for dedication and leadership in the insurance industry. Mr. Kirk Ball was awarded a certificate...

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Protect Your Livelihood: Insuring Your Home-Based Business

If you have a home-based business or you frequently work from home, having both your office space and the business itself insured is an essential part of your responsibility as a business-owner. One option that you may...

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State Minimums: Is It Enough Coverage?

At Wren Insurance Agency, we want to help ensure you are adequately protected, not just getting by the skin of your teeth! When your life and others' lives are at stake, you don’t want to just have the “minimum”...

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Do You Have a Smart Home? There Are Discounts For That.

I love technology. I have a Smart Phone, a Smart TV, and I hope I get a Smart Watch from my wife for Christmas! Though I wouldn’t say I have a “Smart Home”, many of us have a "smarter" Home than we may realize. Consider...

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Small Business Marketing Tips

Whether you are just starting your business or have been in business for 20 years, marketing should be a part of your roadmap to success. It is often difficult to devote the time to building your brand and sharing that...

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Black Friday, the Wren Way!

If you are like me, then you love finding a good deal and Black Friday (or Brown Thursday in most cases) is the day to find it! Did you know that according to the Consumer Electronics Association one in three Americans...

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Canine Liability Coverage

It seems that every few months we hear in the news about a severe injury caused by a dog bite. Dog bites have accounted for more than one-third of all homeowners insurance liability claims paid out in 2010, costing...

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Inspection Selection

What is a 4 point? It’s either a type of home inspection or a male deer. For insurance purposes we’ll talk about the male deer, I mean the home inspection. A 4 point inspection covers the four main components of one’s...

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Be Careful of Roofing Scams

When the economy is declining or business is slowing down for roofers, many of them will start to solicit business by going door to door to let homeowners know that they may need a new roof due to recent storms or...

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How I Got Into Insurance

Whenever I meet fellow insurance professionals for the first time, I always ask them how they got into the insurance business. It's a fun question because of the wide range of answers people share. The interesting...

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Why Doesn't Wren Insurance Market Low Prices?

It seems that everyone who sells insurance is focused on telling you they have the lowest price. Everywhere you look, it’s “Save 15%” or “Average Customers Saved $500” or “Name Your Own Price”. Are these effective...

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How On Earth Did My Insurance Agent Get These Numbers?

The first time you see the value your insurance agent has placed on your home, you might cry a little. That's because the number is probably nowhere near what you paid for your home, or what it is worth on the market....

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Flood Insurance - What You Need to Know

There have been recent changes to flood insurance. The following is a brief overview on flood insurance and what you need to know in 2015. One of the most important things to know is that damage from flooding is...

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Why Should a Stay-at-Home Spouse Consider Life Insurance?

Most people understand the importance of term life insurance as it replaces the income of a loved one when they pass away. This is important because even after they pass, the family still has ongoing financial...

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How To Choose The Right Deductible For You

The deductible is the amount of money you agree to pay out of pocket before the insurance company will pay out money for your claim. For example, if you have a $500 deductible, that means you'll pay the first $500 of...

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What's Covered In a Four Point Inspection and Why Do I Need It?

You may need a four point inspection on homes over 30 years old in order for insurance companies to cover the risk. This is often part of the underwriting requirements for older homes and helps provide proof that the...

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Improve Your Insurance When Improving Your Home

Remodeling your home can be a big investment of your time and money but can also add significant value. Before you start to remodel, it is important to reevaluate your home insurance needs. Make sure you keep your agent...

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Wedding Insurance for your Big Day

Wedding insurance is the combination of love and financially backed planning for a day when there are so many things that need to go right. Wedding days can easily go haywire, so having that extra peace of mind can go a...

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Why Does My Credit Score Affect My Auto Insurance Rates

If you have ever shopped around for car insurance, you probably already know that there are a number of factors that affect the rates you will be paying. Age, experience, and the type of vehicle you drive all seem like...

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How to Shop for Homeowners Insurance

When shopping for homeowners insurance, many people simply choose the lowest premium presented to them. This can be especially true when it comes to buying a new home. With everything else that is going on at the time,...

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When Should I Remove Comprehensive and Collision Coverage?

Most people purchase comprehensive and collision coverage as part of their auto policies. However, as our vehicles age, sometimes it makes sense to skip these coverages. But how do you know when it's time to drop the...

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Make Sure Your Insurance is Ready for Hurricane Season

As Floridians, we are well aware of the impact that hurricanes and tropical storms can have on us. Experts say that planning ahead is the best way to financially weather a storm. The most important step in the planning...

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Personal Property Replacement Cost: Know Your Numbers

I love reading, and over the years I have accumulated a pretty good sized library. I recently discovered a software program called Delicious Library (currently available for Mac and iOS) that serves as a virtual...

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I Don't Always Grill, But When I do, I Grill Safely

If you're like me and love to fire up the barbeque grill, then you know that two of the best grilling holidays of the year are coming up quickly: Memorial Day and 4th of July. It's that time to sit back and relax with...

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What is Umbrella Insurance?

Lawsuits are a very common occurrence in today's world. It is impossible to predict how much the injured party will be awarded by the judge. That is why you may want to consider getting a personal umbrella insurance...

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Condominium Insurance: Who is Responsible for What?

When insuring a single family home, it is obvious who holds the responsibility for the property. But condominiums, with their entangled mix of public and private spaces, make determining who should be held accountable...

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How to Prepare for a Wind Mitigation Inspection

A Wind Mitigation is required by the insurance underwriter to confirm or deny the existence of wind resistant features of a home that will enable the to home hold up better during a storm. A wind mitigation inspection...

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Home Security Tips

Everyone wants to keep their home safe from burglars or intruders, but not everyone wants to have an alarm system installed. There are plenty of people who prefer the do-it-yourself route, whether it's home improvement...

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Four Sure-Fire Ways to Get Your Car Stolen

Most people would say their car is one of the most valuable assets they own. Despite that, however, some people make it downright easy for thieves to drive off in their pride and joy. At Wren Insurance, we don't want...

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Lost your Olympic Medal? There's insurance for that!

Olympians work and train their whole lives to obtain one prize - an Olympic medal. To them, it is priceless and irreplaceable. So it only makes sense that they would want to make sure they are protected against loss or...

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New Year's Resolution Success

The start of the new year often marks the start of New Year's resolutions and new goals. According to StatisticBrain.com, the top 3 New Year's resolutions are to lose weight, to get organized, and to save more/spend...

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Be the Pinnacle of Health and Wellness this Winter

The winter months usually bring much welcomed cooler and dryer air to Florida. But it can be a challenge to stay healthy all winter, especially when the temperatures are up and down, and kids are passing around colds at...

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Anne Burger wins CSR Mastery Contest

Here is a press release from Agency Revolution announcing Anne Burger as the winner of their CSR Mastery Program! Congratulations, Anne! Agency Revolution is proud to select Anne Burger of Wren Insurance Agency as...

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Identity Theft

According to TechNewsDaily, "Identity theft in the United States rose to a three-year high in 2012, with more than 5 percent of the adult population, or 12.6 million people, falling victim to such crimes. That's up from...

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Keeping a Home Inventory

When your home is damaged or destroyed, the last thing you want to do is come up with a list of all of your possessions for the insurance adjustor. Creating and maintaining a home inventory can help lessen that burden...

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We Value Relationships

Relationships are important to us here at the Wren Insurance Agency. In fact, our slogan is "We Value Relationships." This is one of our core values and affects every aspect of our individual lives. We value...

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Do You Own a Classic Car of the Future?

There's nothing quite like driving a speedy, shiny classic car that turns heads and starts conversations. In fact, the beauty and elegance of old collectibles - like the 1964 Aston Martin DB5, the 1963 Corvette Sting...

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When Things go BOOM in the Night - Fireworks Safety

For most of us, the Fourth of July is a time to enjoy the company of family and friends, having fun and creating memories - whether at home or away. But for some families, the holiday is a nightmare. Each year,...

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Flood Insurance Facts

Now that we are officially in hurricane season (which started June 1), it is time to review some Flood Insurance Facts: Floods and flash floods happen in all 50 states. Everyone lives in a flood zone. Homeowners...

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What Insurance Deductible Should I Carry?

I am often asked, "What deductible should I carry?" The answer is never one size fits all. It usually depends on your circumstances, financial situation, and tolerance for risk. First, it's important to understand what...

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Protect & Share - Nana's House Children's Home

Now that April is here, it's time to renew our quarterly "Protect & Share" Program! This program will give you the opportunity to win a $250 VISA gift card, while also benefiting local charities and causes. We will...

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Get Ready to Safely 'Spring Forward'

Daylight Saving Time begins Sunday, March 10, 2013, so don't forget to set your clock forward one hour. We here at Wren Insurance want to remind you it's also a great time to improve your family's safety. Be safe in...

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Chamber of Commerce honors Wren Insurance Agency

Florida Today, February 9, 2013 The Melbourne Regional Chamber of Commerce and its Better Business Council have recognized Wren Insurance Agency as the January recipient of its Better Business of the Month award. Wren...

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Viera Voice

We've been featured in the January edition of Viera Voice newspaper! By George White Kirk Ball works for Wren Insurance Agency with offices located in Palm Bay and Viera, but don't let the name fool you. "It was '...

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Protect and Share!

We are excited to kick off 2013 with our new "Protect & Share" Program! This program will give you the opportunity to win a $250 VISA gift card, while also benefiting local charities and causes. We will donate $1...

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Make Sure Your Holidays Stay Happy … and Safe

You'll no doubt hear the phrase "Happy Holidays!" about a thousand times over the next month. Here at Wren Insurance, we'd like to change that a little bit: "Happy - and Safe - Holidays!" While the holidays certainly...

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Tips for Preparing for Your Holiday Driving Trip

Millions of Americans will do some traveling this holiday season - the majority of it by car. Of course, winter weather creates a unique set of challenges on the roadways, whether you're simply driving around in Palm...

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