Resource Center
What Is a "Mitigation Inspection"?
Monday, November 20, 2017
A mitigation inspection, also referred to as a wind mitigation inspection and Uniform Mitigation Verification Inspection form, is to determine the appropriateness of a particular structure's construction in the event of...
Fall Home Maintenance Tips
Friday, October 27, 2017
As we head into slightly cooler weather, this is a great time to do a home checkup. Did you know that your insurance policies do not cover wear and tear or maintenance? It is the homeowner’s responsibility to make sure...
Benefits of Bundling Your Insurance
Friday, September 1, 2017
For several years, home and auto insurance bundles have been unavailable in Florida. After the 2004-2005 storm season, most of the larger carriers left the homeowners market. After almost fourteen years, that is...
Certificates of Insurance: Did you know...
Tuesday, August 22, 2017
A Certificate of Insurance is not the legal equivalent of your policy. It also does not create a contractual relationship between the insurance carrier and the certificate holder. So, if it’s not the legal equivalent of...
Back To School: Ready or not?
Friday, July 21, 2017
As fall approaches, we notice more changes occur than just the colors of leaves (with the exception of Florida of course!). Fall means your children are returning to school, maybe going off to college, or there may be...
Summer Safety Travel Tips
Friday, July 7, 2017
We are officially in summer, folks! With the kids being out of school for a couple months, this is the perfect time for family vacations. I wanted to give you some tips to help you build lasting memories safely. First,...
Five Things Every Condominium Association Must Understand About Their Hurricane Deductible
Friday, June 16, 2017
Thanks to Hurricane Matthew, 2016 was the first time in more than 10 years many of us have filed wind storm claims. Some learned their deductibles are more complex than they may have thought! Prior to the early 2000’s,...
How Does Homeowner's Insurance Value My Property?
Friday, June 2, 2017
The first time you see the value your homeowner’s insurance has placed on your home, it might shock you a little. That’s because the number is probably nowhere near what you paid for your home, or what it is worth on...
Is Your Homeowner's Insurance Up To Date?
Thursday, May 11, 2017
When your insurance agent calculates the estimated cost to replace your home in the event of a claim, they are basing it on the available knowledge they were given regarding the features of your home. This includes...
April Showers Bring...Flooding!
Friday, March 31, 2017
We all know the saying, April showers bring May flowers, but what happens when the showers don’t stop? Flooding, that’s what! I like to tell people flooding is considered rising water and can be caused by continuous...
Do You Need Renter's Insurance? Don't Learn The Hard Way...
Friday, March 10, 2017
Did you know that over 30 percent of housing in the United States is made up of renters? Being a renter myself, I had to learn the importance of Renter’s Insurance the hard way. In 2012 my home was broken into, but...
How Do YOU Buy Insurance?
Friday, March 3, 2017
Before you buy insurance, it’s important to understand the major ways insurance is sold, then determine which one is right for you. Generally speaking, insurance can be purchased through one of three distribution...
How To Compare Auto Insurance Quotes
Friday, February 10, 2017
Shopping around for auto insurance is the best way to make sure you are getting the best deal. But not every agent or insurance company quotes in the same way. When you begin to call around for quotes, it's important to...
When "The Bare Minimum" Just Isn't Enough
Friday, January 27, 2017
Although states set the minimum requirements that you must carry on your auto policy, in most states the requirements by law are extremely low. The primary reason we buy automobile insurance, both liability and property...