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Home Renovations: Protect Your Project!

With a new year comes a fresh start, which often brings new goals and projects. There are many different home improvement projects that might be involved in your 2021 plans that could impact your insurance. It is important to discuss any changes you make with your insurance agent because not only do some home improvements require additional coverage, but some projects may even make you eligible for discounts on your current policy. Here are some of examples of 2021 resolutions that might be worth discussing with your agent:

Redo My Bathroom and/or Kitchen.

  • Is updating your bathroom or kitchen on your 2021 to-do list? This could be one of the most exciting projects of the year, but also one of the costliest. This is why it is so very important to ensure that you have the right amount of protection for your newest project. Calling your agent to make sure that your existing coverage is enough to protect your brand-new marble countertops or stainless-steel appliances could be a life saver down the road. Plus, if you choose to upgrade your electric and/or plumbing systems amid your kitchen/bathroom revamp, you may even qualify for a discount on your insurance!

Add a Pool in My Yard.

  • Thinking of adding a swimming pool to your castle before the Summer months get here? As residents of Florida, we think that is an incredible idea! As insurance agents, we also must remind you that this will affect the level of protection that you need now. Sometimes adding a pool can also mean building a fence or screen enclosure, and we want to make sure that all of your additions are properly protected.

Create More Space.

  • For some this might mean cleaning that closet you have been meaning to get to for three years, while for others it could be adding some square footage to your existing home. Making sure that your home insurance extends to whatever new project you may be tackling can involve discussing your homeowners, flood, or even water backup coverage.

Fix My Roof.

  • Did you know that the age of your roof can sometimes disqualify your home from being insurable? Redoing your roof can have enormous impacts on your insurance including very impressive discounts on your homeowners. Call your agent to discuss what options you might have, and your insurance may be able to help!

Who knows what 2021 is going to bring, but no matter what projects you plan on exploring this year we are here to help you stay protected through it all. Reach out to us today to discuss what ideas you might have and how they could impact your insurance.