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Hurricane Season 2021

With its impressive shorelines, lush landscapes, and beautiful cities, the state of Florida has so much to offer its residents and visitors alike. However, not even the Sunshine State is safe from the perils of...

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What is Net Metering and How Does it Impact My Insurance?

With everyone looking for ways to cut costs, solar panels can seem very appealing. Companies such as FPL and Tesla have been sending out advertisements encouraging homeowners to install solar panels in order to help...

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Why Insurance Rates are Rising and What You Can Do About It

You may have noticed that your insurance rates are rising this year. Why is this? Well, in broad terms, it’s a matter of supply and demand. There are fewer insurance companies offering insurance than in previous years....

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Three Major Headaches Condo Associations Can Avoid by Getting Regular Appraisal Updates

There are many reasons to have a replacement cost appraisal performed on your association’s property every three years at a minimum (1 bonus reason is that it’s the law!). But before we get into that, let’s discuss what...

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Home Renovations: Protect Your Project!

With a new year comes a fresh start, which often brings new goals and projects. There are many different home improvement projects that might be involved in your 2021 plans that could impact your insurance. It is...

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2020 Hurricane Season Is Over!

Hurricane season is officially over for us now that it is December! What does that mean for your insurance exactly? Well, it means that now is the time to explore your various insurance policies and ensure that you are...

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I Need Inspections?

If you are shopping around for homeowner’s insurance, then chances are you have been asked for inspections. We often get questions about what these inspections entail, why they are necessary, and which types of...

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COVID-19 Halloween Ideas

For some of us it’s watching our kids’ faces light up when they finally get to trick-or-treat. For some of us it’s picking out our costumes for our neighbor’s annual costume party. For some of us it’s stocking up on...

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Personal Property Coverage?

Structural property damages are often what we associate with homeowners, condo, or renters insurance policies; but what about personal belongings that are damaged in a covered peril such as a fire or a break-in? This is...

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ACV vs. RC??

Homeowner’s insurance is one of the most important financial obligations to get right. Having the wrong amount of coverage, whether that be too much or too little, can be financially, physically, and ultimately...

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