Resource Center
Are Your Vehicles Covered for Hurricane or Weather-Related Damage?
Monday, October 16, 2023
Most of us have car insurance but do you know if you're covered for a major wind event such as a hurricane? Or flooding? How about theft? While your home insurance policy does cover most of your property's "contents,"...
What Does Your Association Insurance Actually Cover?
Monday, October 9, 2023
If you currently live in an owners' association in Florida or are thinking about investing in one, it's important to understand what type of insurance policy the community has and what type you will personally need to...
Should I Consider Self-Insuring My Home?
Monday, October 2, 2023
Right now, there is a lot of negative news out there about home insurance companies. Insurance carriers are leaving Florida in droves - from Farmers to Bankers to Lexington. And those that remain are steadily increasing...
Why "Cheap" Insurance Can Be Your Most Expensive Mistake
Monday, September 18, 2023
The skyrocketing cost of home insurance has been a recurring headline in the news recently - especially here in Florida. For a wide variety of reasons, many insurance companies are either drastically increasing their...
The Painful Reality of Assessing Owners for Insurance Increases: What Can your Association Do?
Monday, September 11, 2023
Typically, Condo Boards set their annual budgets well in advance and make them transparent to unit owners prior to the beginning of the new year. That budget usually includes an estimated amount for insurance based on...
Renting Out Your Home or Condo Unit? Be Aware of Statutes and Insurance Issues That May Affect You.
Tuesday, September 5, 2023
Short and long-term rentals are big business in Florida, from daily rentals for vacationers to snowbird seasonal rentals and annual leases, HOAs, cities and municipalities each have their own rules pertaining to rental...
What Does it Mean if Your Home Has Cast Iron Piping?
Monday, August 28, 2023
Nearly 40% of Florida homes were built before 1975 - and if yours one of them, it's very likely that you have cast iron plumbing under your foundation. It is estimated that cast iron pipes can last up to 80-100 years,...
Are You Getting Different Rates From The Same Insurance Company?
Monday, August 21, 2023
It's time to shop for home insurance and you want to do your due diligence (which we strongly recommend you do annually), so you call three local agencies and ask for competitive quotes. Let's say you live in a home...
4 Home Improvement Categories That Can Reduce Your Insurance Premium
Monday, August 14, 2023
With home insurance rates skyrocketing in recent years, we are all looking for ways to reduce our premiums. Much of the market we simply can't control, but there ARE a few things you can keep in mind as you improve your...
What to do If a New Insurance Company Offers to Take Over Your Citizens Policy
Monday, August 7, 2023
If you are currently insured by Citizens Insurance Company, you may have received an offer from a private insurer for them to “assume” your Citizens policy. What does this mean and what should you do? It simply means...