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What is a Wind Mitigation Inspection and Why Do I Need One?

If you have ever purchased and insured a home, you are likely familiar with the various inspections involved in the process. One of the most important and common of these inspections is called a Wind Mitigation...

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Deconstructing Your Auto Insurance: Don't Lose Out by Not Having Uninsured Motorist Coverage!

When we think of auto insurance and its purpose, generally the first thing that comes to mind is paying for damage or injuries you cause to someone else. It is thought of as a form of protection to prevent an unforeseen...

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What is an Underwriter?

When extending coverage to a client, insurance companies are agreeing to provide financial compensation if the client experiences an event resulting in filing a claim for damages or loss. While the future event may not...

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Equipment Breakdown Coverage

Florida is well known for its attractive beaches and bodacious marshes- who wouldn't love to live where every day is a vacation? Unfortunately, with the luxury of being a peninsula state also comes the caution we must...

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New Year's Resolution Success

The start of the new year often marks the start of New Year's resolutions and new goals. According to StatisticBrain.com, the top 3 New Year's resolutions are to lose weight, to get organized, and to save more/spend...

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Hurricane Season 2021

With its impressive shorelines, lush landscapes, and beautiful cities, the state of Florida has so much to offer its residents and visitors alike. However, not even the Sunshine State is safe from the perils of...

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What is Net Metering and How Does it Impact My Insurance?

With everyone looking for ways to cut costs, solar panels can seem very appealing. Companies such as FPL and Tesla have been sending out advertisements encouraging homeowners to install solar panels in order to help...

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Why Insurance Rates are Rising and What You Can Do About It

You may have noticed that your insurance rates are rising this year. Why is this? Well, in broad terms, it’s a matter of supply and demand. There are fewer insurance companies offering insurance than in previous years....

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Three Major Headaches Condo Associations Can Avoid by Getting Regular Appraisal Updates

There are many reasons to have a replacement cost appraisal performed on your association’s property every three years at a minimum (1 bonus reason is that it’s the law!). But before we get into that, let’s discuss what...

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Home Renovations: Protect Your Project!

With a new year comes a fresh start, which often brings new goals and projects. There are many different home improvement projects that might be involved in your 2021 plans that could impact your insurance. It is...

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