Resource Center
Don't Miss Your Chance to Buy Flood Insurance!
Friday, March 18, 2022
In the insurance world, a “flood” is typically defined as “rising water”. And unfortunately, flooding is excluded from most homeowners insurance policies. To protect yourself from rising waters, you will need a separate...
What is an Actuary?
Wednesday, March 9, 2022
From previous articles, we know that insurance companies are accepting certain levels of risk when extending coverage to a client, so certain parameters are put in place to ensure they can cover the costs of any...
Hurricane Preparedness for Condo Associations
Friday, March 4, 2022
Spring is right around the corner and while we are most likely ready to enjoy warm weather and light breezes, it won’t be too long until we head straight into hurricane season. Floridians are often the envy of many...
The Truth About "Full Coverage"
Friday, February 25, 2022
The definition of “Full Coverage” can vary depending on what website you look at. Some define it as a combination of Bodily Injury liability, collision, and comprehensive coverage. Others say it’s the state minimum...
Understanding the Basics of Umbrella Insurance
Friday, February 18, 2022
Most people know that having home and auto insurance is crucial so that you can be protected should an incident occur. But what happens if the incident exceeds the liability limitations of your home or auto policy? This...
What is an Insurance Adjuster?
Friday, February 11, 2022
Have you ever heard the phrase “it takes a village to settle a claim”? Me neither, but it’s definitely true! There are many different people involved in the insurance process, especially when it comes to processing a...
Condominium Insurance: Who is Responsible for What?
Friday, February 4, 2022
When insuring a single family home, it is obvious who holds the responsibility for the property. But condominiums, with their entangled mix of public and private spaces, make determining who should be held accountable...
What is a Wind Mitigation Inspection and Why Do I Need One?
Wednesday, January 26, 2022
If you have ever purchased and insured a home, you are likely familiar with the various inspections involved in the process. One of the most important and common of these inspections is called a Wind Mitigation...
Deconstructing Your Auto Insurance: Don't Lose Out by Not Having Uninsured Motorist Coverage!
Friday, January 21, 2022
When we think of auto insurance and its purpose, generally the first thing that comes to mind is paying for damage or injuries you cause to someone else. It is thought of as a form of protection to prevent an unforeseen...
What is an Underwriter?
Friday, January 14, 2022
When extending coverage to a client, insurance companies are agreeing to provide financial compensation if the client experiences an event resulting in filing a claim for damages or loss. While the future event may not...