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When is the Right Time to Get Flood Insurance?

As a Floridian, you may know that - regardless of the flood zone your home is in - it's always a good idea to have flood insurance in place, especially once you realize that your regular homeowners insurance doesn't...

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Replacement Cost Value vs. Actual Cash Value When it Comes to Home Insurance

At Wren, because we are protection minded, we always quote our home insurance policies using Replacement Cost Value (also known as RCV) on contents, versus Actual Cash Value (ACV). RCV is equal to the amount it would...

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How Car Insurance Apps/Plug-Ins Can Affect Your Rates

Today nearly a dozen different car insurance carriers offer a "safe driving" program for customers that elect to participate. These optional programs typically include either a plug-in telematics device that you...

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Choosing Auto Liability Limits: How much is enough?

If you've ever worked with Wren Insurance Agency to secure auto insurance, you may have noticed that we quote bodily injury liability starting at $100,000 per person and $300,000 per accident (also known as "100/300...

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Did You Know You Can Change Your Insurance Carrier at ANY Time?

When it comes to home and auto insurance - with very few exceptions - did you know that you can change your insurance carrier at any time? It's true! Whether you just signed up for a policy to meet a deadline but want...

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Do You Know How Your Insurance Affects Your Mortgage Payment?

When you purchase your first home, if you are using a mortgage lender to finance your investment, you'll learn that your property taxes and home insurance fees are going to be included in your monthly mortgage amount....

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What Community Association Directors Should Know About Working With Citizens

While Citizens has become a popular choice among residential homeowners in recent years - due primarily to skyrocketing private carrier costs and non-renewals from companies leaving Florida - residential HOAs and Boards...

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Home Shopping? Here's What to Look for to Keep Your Insurance Prices Down

Shopping for a home can be a very exciting time, and while folks are looking for different things in their new residence, something you may want to consider are factors that can significantly increase or decrease your...

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What Community Association Directors Should Know About Working With Citizens

While Citizens has become a popular choice among residential homeowners in recent years - due primarily to skyrocketing private carrier costs and non-renewals from companies leaving Florida - the commercial world is...

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"Condo 3.0" House Bill Signed by Governor DeSantis This Month - What it Means

Condominium safety and management has been under a microscope since the June 2021 collapse of the Champlain Towers South building in Surfside. This month's passing of Florida House Bill 1021 is a direct result of that...

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