Resource Center
What is the Difference Between My Home's "Market Value" and "Replacement Value?"
Tuesday, December 5, 2023
When you're getting ready to purchase a home and are shopping out insurance policies, something to look for in your quote is whether it is based on the home's "Replacement Value," "Actual Cash Value" or "Market Value."...
Be Aware of Your Policy's Coverage Limitations on Jewelry
Monday, November 27, 2023
If you are like many of our busy clients, you may not have had the time to thoroughly read through your home insurance policy. That's understandable. But did you know that included with covered home "contents" on your...
Easy Ways to Protect Your Home While on Holiday Trips
Tuesday, November 21, 2023
Tis the season for going on vacation! It's important to be able to relax while you're gone and part of that includes preparing your home properly for your extended departure. Of course, you don't want to worry about...
Don't Add Solar Until You Talk to Your Insurance Agent!
Tuesday, November 14, 2023
Recently I had a customer reach out to us to add newly-installed solar panels onto his homeowners insurance policy. It turned out his current insurance company does not accept solar, so we had to shop out a new policy...
What is Umbrella Insurance and Who Needs It?
Monday, October 30, 2023
Home and auto insurance policies typically come with a minimal level of liability coverage to pay for things like property damage or bodily injury. But, average coverage levels aren't enough to handle much more than...
How to Avoid Common Holiday-Related Homeowners Insurance Claims
Monday, October 23, 2023
It may seem like an odd time of year to be worried about home insurance claims, but the holidays introduce a whole new variety of possible challenges that could result in an unexpected claim, so it's best to be prepared...
Are Your Vehicles Covered for Hurricane or Weather-Related Damage?
Monday, October 16, 2023
Most of us have car insurance but do you know if you're covered for a major wind event such as a hurricane? Or flooding? How about theft? While your home insurance policy does cover most of your property's "contents,"...
What Does Your Association Insurance Actually Cover?
Monday, October 9, 2023
If you currently live in an owners' association in Florida or are thinking about investing in one, it's important to understand what type of insurance policy the community has and what type you will personally need to...
Should I Consider Self-Insuring My Home?
Monday, October 2, 2023
Right now, there is a lot of negative news out there about home insurance companies. Insurance carriers are leaving Florida in droves - from Farmers to Bankers to Lexington. And those that remain are steadily increasing...
Why "Cheap" Insurance Can Be Your Most Expensive Mistake
Monday, September 18, 2023
The skyrocketing cost of home insurance has been a recurring headline in the news recently - especially here in Florida. For a wide variety of reasons, many insurance companies are either drastically increasing their...