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How To Choose The Right Deductible For You

The deductible is the amount of money you agree to pay out of pocket before the insurance company will pay out money for your claim. For example, if you have a $500 deductible, that means you’ll pay the first $500 of...

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What's Covered In a Four Point Inspection and Why Do I Need It?

You may need a four point inspection on homes over 30 years old in order for insurance companies to cover the risk. This is often part of the underwriting requirements for older homes and helps provide proof that the...

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Improve Your Insurance When Improving Your Home

Remodeling your home can be a big investment of your time and money but can also add significant value. Before you start to remodel, it is important to reevaluate your home insurance needs. Make sure you keep your agent...

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Wedding Insurance for your Big Day

Wedding insurance is the combination of love and financially backed planning for a day when there are so many things that need to go right. Wedding days can easily go haywire, so having that extra peace of mind can go a...

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Why Does My Credit Score Affect My Auto Insurance Rates

If you have ever shopped around for car insurance, you probably already know that there are a number of factors that affect the rates you will be paying. Age, experience, and the type of vehicle you drive all seem like...

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How to Shop for Homeowners Insurance

When shopping for homeowners insurance, many people simply choose the lowest premium presented to them. This can be especially true when it comes to buying a new home. With everything else that is going on at the time,...

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When Should I Remove Comprehensive and Collision Coverage?

Most people purchase comprehensive and collision coverage as part of their auto policies. However, as our vehicles age, sometimes it makes sense to skip these coverages. But how do you know when it’s time to drop the...

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Make Sure Your Insurance is Ready for Hurricane Season

As Floridians, we are well aware of the impact that hurricanes and tropical storms can have on us. Experts say that planning ahead is the best way to financially weather a storm. The most important step in the planning...

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Personal Property Replacement Cost: Know Your Numbers

I love reading, and over the years I have accumulated a pretty good sized library. I recently discovered a software program called Delicious Library (currently available for Mac and iOS) that serves as a virtual...

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I Don't Always Grill, But When I do, I Grill Safely

If you’re like me and love to fire up the barbeque grill, then you know that two of the best grilling holidays of the year are coming up quickly: Memorial Day and 4th of July. It’s that time to sit back and relax with...

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