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Choosing Auto Liability Limits: How much is enough?

If you've ever worked with Wren Insurance Agency to secure auto insurance, you may have noticed that we quote bodily injury liability starting at $100,000 per person and $300,000 per accident (also known as "100/300...

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Did You Know You Can Change Your Insurance Carrier at ANY Time?

When it comes to home and auto insurance - with very few exceptions - did you know that you can change your insurance carrier at any time? It's true! Whether you just signed up for a policy to meet a deadline but want...

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Do You Know How Your Insurance Affects Your Mortgage Payment?

When you purchase your first home, if you are using a mortgage lender to finance your investment, you'll learn that your property taxes and home insurance fees are going to be included in your monthly mortgage amount....

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What Community Association Directors Should Know About Working With Citizens

While Citizens has become a popular choice among residential homeowners in recent years - due primarily to skyrocketing private carrier costs and non-renewals from companies leaving Florida - residential HOAs and Boards...

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Home Shopping? Here's What to Look for to Keep Your Insurance Prices Down

Shopping for a home can be a very exciting time, and while folks are looking for different things in their new residence, something you may want to consider are factors that can significantly increase or decrease your...

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What Community Association Directors Should Know About Working With Citizens

While Citizens has become a popular choice among residential homeowners in recent years - due primarily to skyrocketing private carrier costs and non-renewals from companies leaving Florida - the commercial world is...

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"Condo 3.0" House Bill Signed by Governor DeSantis This Month - What it Means

Condominium safety and management has been under a microscope since the June 2021 collapse of the Champlain Towers South building in Surfside. This month's passing of Florida House Bill 1021 is a direct result of that...

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Do You Own a Townhome? If so, you may be over-insured!

In Florida, a townhome is either insured as a single-family home (through an HO3 policy), or as a condominium (an HO6). The type of property insurance you need is dependent on how your community is insured as a whole....

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Why Even X Flood Zones Need Flood Insurance (and it's less expensive than you think!)

The 2024 Hurricane Season is anticipated to be highly active, with 23-24 named storms and more than 10 expected to escalate into hurricanes. NOW is the time to consider adding a flood policy. They are inexpensive, cover...

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Florida Legislative Insurance Updates You Should Know About

In a March press release issued by the Florida Senate, legislation aimed at reducing property insurance costs in Florida passed and included: 1-year insurance premium tax relief on flood policies written between 10/1/24...

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