Resource Center
The Painful Reality of Assessing Owners for Insurance Increases: What Can your Association Do?
Monday, September 11, 2023
Typically, Condo Boards set their annual budgets well in advance and make them transparent to unit owners prior to the beginning of the new year. That budget usually includes an estimated amount for insurance based on...
Renting Out Your Home or Condo Unit? Be Aware of Statutes and Insurance Issues That May Affect You.
Tuesday, September 5, 2023
Short and long-term rentals are big business in Florida, from daily rentals for vacationers to snowbird seasonal rentals and annual leases, HOAs, cities and municipalities each have their own rules pertaining to rental...
What Does it Mean if Your Home Has Cast Iron Piping?
Monday, August 28, 2023
Nearly 40% of Florida homes were built before 1975 - and if yours one of them, it's very likely that you have cast iron plumbing under your foundation. It is estimated that cast iron pipes can last up to 80-100 years,...
Are You Getting Different Rates From The Same Insurance Company?
Monday, August 21, 2023
It's time to shop for home insurance and you want to do your due diligence (which we strongly recommend you do annually), so you call three local agencies and ask for competitive quotes. Let's say you live in a home...
4 Home Improvement Categories That Can Reduce Your Insurance Premium
Monday, August 14, 2023
With home insurance rates skyrocketing in recent years, we are all looking for ways to reduce our premiums. Much of the market we simply can't control, but there ARE a few things you can keep in mind as you improve your...
What to do If a New Insurance Company Offers to Take Over Your Citizens Policy
Monday, August 7, 2023
If you are currently insured by Citizens Insurance Company, you may have received an offer from a private insurer for them to “assume” your Citizens policy. What does this mean and what should you do? It simply means...
3 Things to Know Before You Sign Up With Citizens Insurance Company
Monday, July 31, 2023
You may be hearing a lot about Citizens Insurance Company lately. You may not know much about them, other than the fact that it was your only reasonably-priced option, or perhaps your only option at all. So I thought...
New Condominium Milestone Inspections Are Now In Effect
Monday, July 24, 2023
I think it's safe to say that most condominium associations do their best to ensure building structures remain safe year after year for their residents. But without a formal process to follow that ensures periodic...
Should You Take Rental Car Insurance While on Vacation?
Monday, July 17, 2023
So you're planning a summer vacation trip with the family. Once you arrive at your destination and head to the rental car counter, you're always faced with the question, "Would you like to add our insurance to the...
100,000 Farmers Policies in Florida Being Discontinued - What to do Next?
Wednesday, July 12, 2023
This week, Farmers Insurance Group announced it will be discontinuing 100,000 Florida policies, 30% of the company's statewide consumer base. Unfortunately, most of the non-renewing policies are tied to homeowners...