Wren Insurance Agency Blog

All You Ever Wanted to Know About Insurance

Safety Tips for Teen Drivers

My son is grown already, past the teen years, but I still remember the scary days when he was a teen driver. If you are like me, having an inexperienced driver, or your teen being a passenger who rides with an...

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What Is a "Mitigation Inspection"?

A mitigation inspection, also referred to as a wind mitigation inspection and Uniform Mitigation Verification Inspection form, is to determine the appropriateness of a particular structure's construction in the event...

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Is Your Homeowner's Insurance Up To Date?

When your insurance agent calculates the estimated cost to replace your home in the event of a claim, they are basing it on the available knowledge they were given regarding the features of your home. This includes...

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When "The Bare Minimum" Just Isn't Enough

Although states set the minimum requirements that you must carry on your auto policy, in most states the requirements by law are extremely low. The primary reason we buy automobile insurance, both liability and property...

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What You Need to Know About Water Damage

The typical Homeowners policy (HO3 – Special Form) covers all risks of direct physical loss to your home including water damage but with significant exclusions and limitations. Types of water damage that are likely to...

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What To Do When You Have a Claim

Auto Insurance If you’re involved in a car accident, it’s vital that you tell your insurer about it as soon as you can to ensure you don’t invalidate your coverage. After a motor vehicle accident, theft, or fire,...

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What is Uninsured and Underinsured Motorist Coverage?

Uninsured motorist coverage was created to address a critical problem. Although auto liability insurance is required in Florida, approximately one in four Florida drivers may be driving without insurance. Consequently,...

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How To Choose The Right Deductible For You

The deductible is the amount of money you agree to pay out of pocket before the insurance company will pay out money for your claim. For example, if you have a $500 deductible, that means you'll pay the first $500 of...

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Condominium Insurance: Who is Responsible for What?

When insuring a single family home, it is obvious who holds the responsibility for the property. But condominiums, with their entangled mix of public and private spaces, make determining who should be held accountable...

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