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Florida Insurance News

from Wren Insurance Agency

State Minimums: Is It Enough Coverage?

Serena Ray Dec 18 2015 At Wren Insurance Agency, we want to help ensure you are adequately protected, not just getting by the skin of your teeth! When your life and others' lives are at stake, you don’t want to just have the “minimum” coverage, but rather the appropriate coverage.... more

Do You Have a Smart Home? There Are Discounts For That.

Kirk Ball Dec 11 2015 I love technology. I have a Smart Phone, a Smart TV, and I hope I get a Smart Watch from my wife for Christmas! Though I wouldn’t say I have a “Smart Home”, many of us have a "smarter" Home than we may realize. Consider the following home safety features that... more

Small Business Marketing Tips

Rachel Folkerts Dec 4 2015 Whether you are just starting your business or have been in business for 20 years, marketing should be a part of your roadmap to success. It is often difficult to devote the time to building your brand and sharing that brand when you are busy with the actual... more

Black Friday, the Wren Way!

Tiffany Grundy Nov 24 2015 If you are like me, then you love finding a good deal and Black Friday (or Brown Thursday in most cases) is the day to find it! Did you know that according to the Consumer Electronics Association one in three Americans go shopping on Black Friday? If that is... more

Canine Liability Coverage

Serena Ray Nov 20 2015 It seems that every few months we hear in the news about a severe injury caused by a dog bite. Dog bites have accounted for more than one-third of all homeowners insurance liability claims paid out in 2010, costing nearly $413 million. The average cost of a... more

Inspection Selection

Serena Ray Nov 13 2015 What is a 4 point? It’s either a type of home inspection or a male deer. For insurance purposes we’ll talk about the male deer, I mean the home inspection. A 4 point inspection covers the four main components of one’s house: 1.) Roof 2.) Electric 3.) HVAC (... more

Be Careful of Roofing Scams

Serena Ray Nov 6 2015 When the economy is declining or business is slowing down for roofers, many of them will start to solicit business by going door to door to let homeowners know that they may need a new roof due to recent storms or weather. Please be aware of this as many... more

How I Got Into Insurance

Kirk Ball Oct 30 2015 Whenever I meet fellow insurance professionals for the first time, I always ask them how they got into the insurance business. It's a fun question because of the wide range of answers people share. The interesting thing is that no one has ever said "I have... more

Why Doesn't Wren Insurance Market Low Prices?

Rachel Folkerts Oct 23 2015 It seems that everyone who sells insurance is focused on telling you they have the lowest price. Everywhere you look, it’s “Save 15%” or “Average Customers Saved $500” or “Name Your Own Price”. Are these effective marketing messages? Absolutely. Getting a... more

How On Earth Did My Insurance Agent Get These Numbers?

Rachel Folkerts Oct 14 2015 The first time you see the value your insurance agent has placed on your home, you might cry a little. That's because the number is probably nowhere near what you paid for your home, or what it is worth on the market. There is a good reason for this, and it... more

Flood Insurance - What You Need to Know

Serena Ray Oct 7 2015 There have been recent changes to flood insurance. The following is a brief overview on flood insurance and what you need to know in 2015. One of the most important things to know is that damage from flooding is excluded on a standard homeowner's, landlord's,... more

Why Should a Stay-at-Home Spouse Consider Life Insurance?

Kirk Ball Oct 1 2015 Most people understand the importance of term life insurance as it replaces the income of a loved one when they pass away. This is important because even after they pass, the family still has ongoing financial obligations. This could include paying off the... more

How To Choose The Right Deductible For You

Leigh Butler Sep 25 2015 The deductible is the amount of money you agree to pay out of pocket before the insurance company will pay out money for your claim. For example, if you have a $500 deductible, that means you'll pay the first $500 of any claim you file and the insurance... more

What's Covered In a Four Point Inspection and Why Do I Need It?

Rachel Folkerts Sep 11 2015 You may need a four point inspection on homes over 30 years old in order for insurance companies to cover the risk. This is often part of the underwriting requirements for older homes and helps provide proof that the property is eligible for coverage.... more

Improve Your Insurance When Improving Your Home

Rachel Folkerts Jul 15 2015 Remodeling your home can be a big investment of your time and money but can also add significant value. Before you start to remodel, it is important to reevaluate your home insurance needs. Make sure you keep your agent informed about your remodeling plans as... more

Wedding Insurance for your Big Day

Rachel Folkerts Apr 10 2015 Wedding insurance is the combination of love and financially backed planning for a day when there are so many things that need to go right. Wedding days can easily go haywire, so having that extra peace of mind can go a long way. Here are a few of the things... more

Why Does My Credit Score Affect My Auto Insurance Rates

Rachel Folkerts Jan 9 2015 If you have ever shopped around for car insurance, you probably already know that there are a number of factors that affect the rates you will be paying. Age, experience, and the type of vehicle you drive all seem like reasonable criteria, but what about your... more

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