Resource Center
Florida Legislative Insurance Updates You Should Know About
Tuesday, April 23, 2024
In a March press release issued by the Florida Senate, legislation aimed at reducing property insurance costs in Florida passed and included: 1-year insurance premium tax relief on flood policies written between 10/1/24...
What is an Agent of Record (and why do I need one)?
Tuesday, April 9, 2024
The world of insurance can be challenging to navigate, whether you're an individual homeowner or a member of a Home Owners Association (HOA) Board, serving as a fiduciary to your community members. When looking for the...
Why it May Make Sense to Have An Elevation Certificate When it Comes to Flood Insurance
Wednesday, February 7, 2024
Flood insurance isn't required on all homes, but in a storm-prone state like Florida, it's always a safe bet to secure it. The price of the policy is a bargain compared to the cost of damage that can occur from...
Why HOAs and Condo Boards Need "Crime Coverage"
Monday, January 22, 2024
Crime Coverage - also known as a "Fidelity Bond" or "Fidelity Guarantee," is a form of insurance coverage that protects against fraudulent acts - like embezzlement - committed by Board Members or Property Managers in a...
Why is My Home Insurance Premium So Different From My Neighbor's?
Tuesday, January 16, 2024
Home insurance rate fluctuations are making the news weekly it seems - especially here in Florida. Many private insurers are fleeing the state and Citizens is working to offload some of their client roster and get back...
Why Permitted Home Repairs are Important!
Tuesday, January 9, 2024
When it comes to home repairs, improvements and additions, we know there is some confusion as to whether permits are required by a licensed contractor. In a challenging economy - such as the one many of us experienced...
Have You Recently Received a Letter from Citizens Insurance?
Tuesday, January 2, 2024
Within the past few months, you may have been one of 300,000 Florida homeowners that received a letter from your current home insurance carrier, State-backed Citizens Insurance. As you may be aware, Citizens was created...
Professional vs. General Liability for HOA Boards
Tuesday, December 26, 2023
It's that time of year - when many Boards and HOAs are planning for the calendar year ahead in their communities. Part of this planning includes the election of new Board members and discussions about General and...
More Home Insurance Options Coming to Florida
Tuesday, December 19, 2023
Beginning December 15th, 6 new home insurance companies have been approved to offer additional policies in Florida. This is good news considering several insurers pulled out of the state earlier this year. The companies...
It's a Good Time of Year to Review Your Declarations
Tuesday, December 12, 2023
This time of year, many of us take some time to reflect on the past 12 months and plan for the coming year in both our personal and professional lives. With the upcoming holiday, many of us have at least a few days off...